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Federal Financial Aid Programs

Posted On: 2005-09-09Length: 29:07

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Anymore pop and we'll need butter and salt. It is Friday, September 9th, 2005. We have a great show for you today. A lot of great Pod Safe Music including a Financial Aid Podcast exclusive: four tracks from a new artist, Kesley DiTullio. So, we're going to be playing those in rapid succession right after we take care of just a few housekeeping things. First up, of course, is the donor roll call that we'll do. We've been doing it for the last days. The first one up is Laris, Depenski, Hickson and Campbell: $350; Clorie: $5; Anonymous: $50. We are now at $10, 514.31. So, f you have any additional donations, please feel free to email them to financialaidpodcast@gmail.com. I would imagine they're probably going to slow down considerably now. That's, you know, that's perfectly OK because a lot of other organizations, a lot of other companies are increasing the awareness for the fundraising. So, the initial broadcast that we did, I think it was like Tuesday, after Hurricane hit, is subsiding and that's good. I wanted to see if we could get the word out quickly and we certainly did and it seems to be paying off. So, before we get to the news, let's do a little Pod Safe Music. First up is a track by Kesley DiTullio, "Baby I Do."

(song)

New Pod Safe Music from Kesley DiTullio. Kelsae is not on the Pod Safe Music Network yet. She will be soon, cause her music is really, really good. It's got that nice, infectious, pop vibe that's really, really all, all the rage these days. Alright, let's do some news.

(break music)

Incidentally, if you hear a bizarre music in the background, my co-worker, one of my co-workers apparently uses their cell phone as an alarm clock, and it's been going off for the past twenty minutes, so they may be late today. In the Daily Texan, the state audit reveals financial aid flaws. A number of students receiving funds estimated to be lower than what they were qualified for. Auditors for the University of Texas have determined that 62,000 students in Texas should have received financial aid this year but have not. There was, however, no indication in the report by the auditors about any ways of correcting the problem or whether the problem would be retroactively addressed for students already enrolled. Federal Financial Aid programs are looking at a loss of 7 billion dollars according to instructions delivered from the White House to the Senate in their deliberations for the Higher Education Act Reauthorization. The Chopping Block is the Perkins Loan Program, which is scheduled for elimination by the White House in their budget submitted earlier this year. The Senate bill also includes the removal of the Perkins Loan program. According to the White House, the savings from the student loan program and the federal financial aid programs will be devoted to other national priorities. Conspicuously absent from those national priorities according to most recent White House press releases are, is financial aid for Hurricane Katrina victims. So, obviously the savings from the student loan program are going somewhere else. Finally in the news, the Federal Emergency Management Agency apparently made a federal regulatory change in the year 2000 that made non-profit institutions, including colleges, ineligible for certain disaster funds, relief funds from the agency. So, in the wake of Hurricane Katrina, a number of colleges may be ineligible for certain reconstruction funds that would be donated towards helping rebuild colleges and other higher education institutions. One of the things I try to do with this podcast is to try avoid being too political about it, especially since being too political of any kind can be interpreted as lending support to one party or the other. And the truth is that I don't support either political party in this country because I think they're both, well I think they've both sold out the country to their own special interests. But I have to say recent changes and recent developments in the way the country's responded to disasters, and the way the country's responding to financial aid and higher education, kinda leaves me to believe that, well I think the government has kind of sold out the entire country wholesale and education seems to be the lowest of the priorities when in fact in terms of long-term benefits to the country education is probably the number one thing we can do to improve the conditions in America here. So, if you're a politician and you happen to be listening to this, could you guys kinda get on the ball and, you know, prioritize? Obviously you've got, you know, a hurricane and natural disaster rebuilding should come first because a significant portion of our economy just went missing. But instead of bickering over you know, appropriations for this or that bridge, could you just spend some money on education? Is that too much to ask? I don't know, but maybe it is. Alright, let's do some more Pod Safe Music.

(song)

That was "Show Me the Way to Your Heart" by Kesley DiTullio. Alright let's talk a little bit now about some scholarship stuff.

("show me the money" clip) --- Guide, you know that using search engines is one of the best ways to find free scholarships online without having to subscribe to any services. One thing that I would advocate doing now that you've gotten a list of key words and key phrases that you're searching for, is if you can't remember what you searched for, say a week ago or a month ago, to try signing up for a Google account and using it's personalized settings so that you can use the Search History feature. The search, the Search History feature---I haven't had my coffee yet this morning---the Search History feature shows you what you've been searching for in a calendar view. And the results of that search including things you've clicked on or clicked through to when you did those searches. It's by date, which is very handy if you've searched for a whole bunch of terms and you can't remember which one you were looking for. So, if you don't have a personalized Google account, set one up, they're free and there's instructions right off of Google's home page on how to do that. By having a search history you can also keep a compendium of all the different things that you've looked for in the past and you can search your own search history. So, if you, you knew you were searching for say a scholarship from Boston University, you could just type in 'Boston University' or even just 'Boston' in your search history and see all of the searches that you did in Google and what results you go from that. So, it's a very, very handy feature, especially when you are doing scholarship searching and especially when you have a lot of searches. For example, I have, I've been using the service for about two months now, and I have 3,459 searches. So, for me to go back and try to remember everything that I searched for would be, it almost be impossible. I can barely remember what I had for lunch yesterday. So, try that out. See how it works and combine it with the, the results of the Scholarship Searching Secrets Guide in terms of the other Google searches you've set up. And, let me know how it goes. If it works for you, great. If it doesn't work for you, you know, let me know what kind of troubles you've been having. Send me an email: financialaidpodcast@gmail.com. Or, leave me a message on the Gizmo Project at Financial Aid Podcast and we'll, we'll see what we can do to improving your search results for free scholarships. Alright, more Pod Safe Music.

(song)

"Someone to Love". The third of four selections by Kesley DiTullio. Pod Safe Music on the Financial Aid Podcast. Alright, let's do a little bit of mail call.

(music)

Tia Shaver writes in to ask, "What are the requirements for universities to accept federal loans, but fail to appropriately help the students successfully complete the program and eventually terminate the student?" I'm guessing by that Tia means that what, what requirements are required for universities who basically the student doesn't graduate; the student fails out, as opposed to terminating a student 'cause you really can't fire a student. You can expel them, I guess, if they, if they have disciplinary issues. But the requirements are actually outlined in Title IV of the Higher Education Act, which is kind of dense reading. The best resource to go to would be the Financial Aid mailing list, which is a mailing list for college administrators. It's not for students because almost everyone on there is dealing with, talking about regulatory stuff, which will not help you get money for school.

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