Hey everybody, thanks for tuning back in and staying subscribed. Welcome back to the Debt Podcast. Your newest and best source of financial information, even if you're not in debt, there's always a little bit of tidbit of help in here for you. My name is Jay, and I am a bankruptcy and a consumer lawyer in downtown Manhattan. And if you would like to get in touch with me, you can send an email to debtpodcast@gmail.com. You can also check out the show notes for our past shows and information on our current show at debtpodcast.blogspot.com. We are slowly but surely rolling out a brand new Debt Podcast for you. We are rearranging some furniture. We are painting the walls, and putting out a bright, new red carpet filled with information. You guys are going to love it. It's going to be great.

Today we've got the third and final installment in our series on credit reporting errors, correcting them, recognizing them, and generally doing something to keep your credit report accurately reflective of your actual ability to pay your debts, which is always a good thing. In addition, we've got a new segment called the daily tantrum where, well, you're going to see a little bit about it today. But it is the first wall that has been repainted in the house of the Debt Podcast. I hope you enjoy it. Certainly if you don't, let me know because this show is all about you. And as was said recently on Sturgeon's Law, another excellent podcast located at www.sturgeonslaw.com, it was said that the Debt Podcast was useful even for people who are not actually in debt, people who don't need bankruptcy assistance, people who don't have problems with creditors, there's always some great personal finance information here in the show for you, and we're going to get you going with it.

On, however, to today's topic, which is the dispute mechanism on your credit reports. If you remember, and I'm sure that you do, our last two shows have dealt with your credit reports. Why it's important to review them, why it's important to make sure you understand what you are reviewing, and today we're going to talk about what happens when you find out that there's an error on your credit report. Most people have no idea what to do. Sometimes they pick up the phone and they call the credit reporting agencies only to sit in voice mail hell for...
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